Does your heart sink every time you see another overdue bill in the mail? Are you tired of being harassed by collection agents? Are you worried you’ll lose everything if you file for bankruptcy? Do you want to know how you can settle your debts and put an end to the stress? Then keep reading.
Is It Just Me?
Don’t worry, you’re not alone. Many people in the Sudbury, North Bay and Espanola areas are seeking advice on credit counselling and debt settlement. Talk to people you know – they may have some advice to share. If nothing else, they can give you the strength you need in order to face your financial problems head on.
How Can I Get Started on My Own Debt Settlement?
You’ll need to get serious with yourself about where you are financially and come up with a plan to re-establish your credit.
Here are a few steps that you can take to get started right away:
Assess your situation
Before you can improve your finances, you need to understand them. Make a list of all of your creditors and the amounts that you owe.
Come up with a budget
You’ll also need to make a budget. A budget is a list that details your monthly income and expenses. You’ll need to include expenses like groceries, utilities, transportation costs and housing costs.
Talk to your creditors
Collection agents often try to bully you into making large payments, but they know that this is not always possible. Making them aware of the efforts you’re making to correct your situation will often get them to ease up a bit.
Help Available for Debt Settlements in Sudbury, North Bay & Espanola
Reynolds & Associates provides you with the experience and expertise of debt settlement counsellors licensed by the Canadian government. We advocate on your behalf and put an end to wage garnishments and unwanted calls from collection agents. We also offer a no-fee guarantee, which means that you don’t have to pay anything up front. Plus, you’ll enjoy peace of mind knowing that you only have to worry about making one monthly payment with 0% additional interest.
Having someone on your side, to fight this battle with you, will give you the freedom to focus on the things in life that truly matter, like your health and your loved ones.
There is a light at the end of the tunnel and Reynolds & Associates is that light. Team up with one of our credit counsellors in Sudbury, North Bay or Espanola to start planning for a brighter future.
Don’t wait – request your free, confidential consultation today.