Who we are

Reynolds and Associates Inc. is a Licensed Insolvency Trustee located in Ontario. We are licensed by the Canadian Government and are proud to be a respected and trusted company offering the best service in insolvency matters.

We are locally owned and operated and have been serving Northern Ontario since 2006. We have 5 locations throughout Northern Ontario to serve our local communities.

We offer a range of services including bankruptcy, debt restructuring through consumer proposals and credit counselling.

Our team of top-notch professionals can solve your financial problems and help you make an informed decision.

We have an amazing group of Trustees, Credit Counsellors and Insolvency Estate Administrators to guide on the path to living a debt-free life!

We are different!

Unlike other debt relief services, with Reynolds & Associates Inc. you are legally protected from creditors, including the Canada Revenue Agency. We don’t need ALL of your creditors to accept your debt settlement offer; a majority acceptance will stop creditors from collecting, even if they said “no”.

We offer a No Fee Guarantee! You can rest assured knowing that you don’t have to make any payments until a debt settlement has been accepted by your creditors!

Once you file a bankruptcy or proposal, your hard-earned income is safe from garnishment. Creditors are stayed from charging interest, making collection calls, and taking payments.

When filing a proposal, creditors will get 45 days to vote on the settlement offer. They cannot contact you and you do not make payments during this time. This will give you an opportunity to breathe and recover from the financial pressures you’ve been facing. The acceptance of a proposal creates a legal agreement that creditors cannot break.

There is absolutely NO INTEREST! Creditors cannot charge another cent of interest as soon as you file. In the vast majority of cases, we are able to reduce the amount of interest and principal that you owe.

If you want someone in your corner with a proven track record for successful negotiations with your creditors, Reynolds & Associates Inc. should be your first call. We have extensive experience and an acceptance rate of 98% with all proposals filed.

Call today to reduce your debt by up to 90%!