licensed insolvency trustee
We Are Different
Our Process is Different

The process we use at Reynolds & Associates Inc. is different than other debt relief companies. With us, there are no payments upfront, ever. This is our No Fee Guarantee

There is legal protection from creditors, even protection from the government collecting income taxes. This means you and your pay cheques are safe.

We do not have to get every single creditor to accept your debt settlement. The creditors get to vote and if the required majority votes yes, it’s legally binding on all creditors, even if some of them said no.

Licensed by the Government for Debt Settlements

When you come to Reynolds & Associates Inc., you receive peace of mind knowing we are licensed by the Canadian Government and are experts in handling your debt settlement process.

We are licensed to file consumer proposals, which involve a legal stay of proceedings, meaning creditors cannot collect for 45 days. During this time, your creditors must decide if they wish to accept the offer, counter offer, or refuse it. If the required majority of your creditors accept the deal, then it becomes a legally binding agreement. We do not ask you to pay any funds whatsoever until the creditors have accepted your debt settlement, and we can deal with any kind of debt you may have, including credit card debt, student loans, income taxes, lines of credit, payday loans etc.

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Schedule Your Free, Confidential Consultation Today

Take care of all of your creditors in just one proposal when you contact Reynolds & Associates in the Sudbury area. Please contact us today to schedule your free, confidential consultation!