No Fee Guarantee
Don’t pay any fees until your consumer proposal or debt settlement is accepted by creditors.
What is Our “No Fee Guarantee”?

Our No Fee Guarantee is what separates us from the competition and certifies us as the trustworthy, honest and committed team of credit and debt counsellors you need. 


The premise is simple: you won’t be charged any up-front payments or fees until your consumer proposal, debt settlement or other legally-binding debt processes are accepted by your creditors. If the creditors reject your proposal or settlement, you won’t be charged for our work. 


Not only does this ensure that we do our job to the best of our abilities and builds trust between us, but it also provides you with peace of mind knowing that you won’t pay any money until necessary. 


You can feel secure knowing that we have your best interests at heart and will find a solution that gets your life back on track and free from debt.

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Valuable Solutions
for All

We work with all forms of debt, from lines of credit and bank loans to credit cards and income taxes. Regardless of the origin of your debt, we will provide solutions that fit your needs and your budget. Our credit counsellors will work hard to deliver substantial financial improvements.

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As Licensed Insolvency Trustees (LIT), we are federally licensed and regulated by the Government of Canada to utilize debt settlement and bankruptcy processes for individuals and businesses. This means more than simple oversight; it also guarantees that we work within a legal framework to provide you with effective debt counselling services.

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20+ Years of

Reynolds and Associates was founded in 2006, but our experience carries on further than that. As a result, we have the right expertise and experience to meet your needs, provide expert advice and ensure you fully understand the process. We stay up-to-date with legislative and financial changes, so you have the advantage.

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Honest, Transparent
& Ethical

Our success is built on our honest and transparent communications with our clients. We’re direct about our financial services, what we do, your best course of action and how we’ll help you. Most importantly, we give the best solution possible while remaining ethical and responsible.